diff --git a/clearing-parent/clearing-service/src/main/java/ru/spcex/clearing/service/Sdf54Creator.java b/clearing-parent/clearing-service/src/main/java/ru/spcex/clearing/service/Sdf54Creator.java
index 3bc18ade7..4ad0cc08d 100644
--- a/clearing-parent/clearing-service/src/main/java/ru/spcex/clearing/service/Sdf54Creator.java
+++ b/clearing-parent/clearing-service/src/main/java/ru/spcex/clearing/service/Sdf54Creator.java
@@ -124,9 +124,11 @@ public class Sdf54Creator {
             sDf54.setKpp_deb(kppDeb);
         }
 
-        Account accDebAcc = accountImdg.getSingleObjectByID(pmt.getDebitLeg_accountId());
-        if (accDebAcc == null || !AccountStatus.ACTIVE.equalsByKey(accDebAcc.getStatus())) {
-            log.warn("paymentInstruction[{}].DebitLeg_accountId={} account not exist or not active.", pmt.getId(), pmt.getDebitLeg_accountId());
+        if (pmt.getDebitLeg_accountId() != null) {
+            Account accDebAcc = accountImdg.getSingleObjectByID(pmt.getDebitLeg_accountId());
+            if (accDebAcc == null || !AccountStatus.ACTIVE.equalsByKey(accDebAcc.getStatus())) {
+                log.warn("paymentInstruction[{}].DebitLeg_accountId={} account not exist or not active.", pmt.getId(), pmt.getDebitLeg_accountId());
+            }
         }
         BankAccount bnkAcc = bankAccountImdg.getFirstObjectBySQL("accountId = %d".formatted(pmt.getDebitLeg_accountId()));
         if (bnkAcc != null) {