diff --git a/clearing-parent/clearing-service/src/main/java/ru/spcex/clearing/service/SdfCreatorBySTLDPayment.java b/clearing-parent/clearing-service/src/main/java/ru/spcex/clearing/service/SdfCreatorBySTLDPayment.java
index 8cec0b877..d73d9d0d8 100644
--- a/clearing-parent/clearing-service/src/main/java/ru/spcex/clearing/service/SdfCreatorBySTLDPayment.java
+++ b/clearing-parent/clearing-service/src/main/java/ru/spcex/clearing/service/SdfCreatorBySTLDPayment.java
@@ -181,9 +181,13 @@ public class SdfCreatorBySTLDPayment {
 
     ClearingCategory getClearingCategory(PaymentInstruction paymentInstruction) {
          ClearingMemberCategory category = clearingMemberCategoryImdg.getSingleObjectByFieldValues(
-                    Map.of("companyId", paymentInstruction.getSenderId()));
-         String categoryKey = !TextUtil.isEmpty(category.getClearingMemberCategory())
-                 ? category.getClearingMemberCategory() : "";
+                 Map.of("companyId", paymentInstruction.getSenderId()));
+        if (category == null) {
+            log.trace("ClearingMemberCategory not found by paymentInstruction[{}].companyId={}",
+                    paymentInstruction.getId(), paymentInstruction.getSenderId());
+        }
+        String categoryKey = category != null
+                ? category.getClearingMemberCategory() : "";
         return IEnumKey.getEnumByKeyOrUndefined(ClearingCategory.class,
                 categoryKey);
     }