diff --git a/src/main/resources/mybatis/mapper/indic/FlagsMapper.xml b/src/main/resources/mybatis/mapper/indic/FlagsMapper.xml
index 5de94f2..1ada050 100644
--- a/src/main/resources/mybatis/mapper/indic/FlagsMapper.xml
+++ b/src/main/resources/mybatis/mapper/indic/FlagsMapper.xml
@@ -56,6 +56,7 @@
         <foreach item="fid" collection="fids" open="(" separator="," close=")">
             #{fid}
         </foreach>
+        AND REPORTED_DT >= (CURRENT DATE - 12 MONTHS)
         )
         where rn=1
         group by FID
@@ -65,7 +66,7 @@
     <select id="findFlag90ByPastDueArrear" resultMap="PaymentsFlagResult">
         SELECT
         FID as fid,
-        (case when (sum(case when (REPORTED_DT >= #{reportedDate} and DAYS_PAST_DUE > 90) then 1 else 0 end) = 0) then 0 else 1 end) as flag
+        (case when (sum(case when (REPORTED_DT >= #{reportedDate} and DAYS_PAST_DUE >= 90) then 1 else 0 end) = 0) then 0 else 1 end) as flag
         FROM RU_PASTDUEARREAR
         WHERE FID IN
         <foreach item="fid" collection="fids" open="(" separator="," close=")">
@@ -78,7 +79,7 @@
     <select id="findFlag90ByRuPaymt" resultMap="PaymentsFlagResult">
         SELECT
         FID as fid,
-        (case when (sum(case when (REPORTED_DT >= #{reportedDate} and DAYS_PAST_DUE > 90) then 1 else 0 end) = 0) then 0 else 1 end) as flag
+        (case when (sum(case when (REPORTED_DT >= #{reportedDate} and DAYS_PAST_DUE >= 90) then 1 else 0 end) = 0) then 0 else 1 end) as flag
         FROM RU_PAYMT
         WHERE FID IN
         <foreach item="fid" collection="fids" open="(" separator="," close=")">